Equipment and Improvement Loans

SunTrust’s McDonald’s® Loan Program has a variety of financing solutions to provide you with funds for equipment and improvement needs related to the following:

• New or Existing Restaurant Purchases
• Rebuilds or Relocations
• Reinvestment
• Working Capital
• Existing Loan Refinancing

Our Equipment and Improvement Loans feature:

• Up to 100% financing
• Competitive fixed or floating interest rates
• Loan commitments as long as 7 years
• Flexible repayment schedules
• Flexible prepayment options

Types of Loans

EQ Revolvers, CBB Lines of Credit and Conversion Loans
EQ Revolvers, CBB Lines of Credit and Conversion Loans allow for multiple draws during a restaurant rebuild / relocation or during an ongoing reinvestment project.  Repayment for these loans will be interest only at a floating interest rate during the construction period.  Upon completion of the project, loans are converted to an amortizing term loan with a fixed or floating rate option.

Term Loans
Term Loans allow for a single draw as opposed to the multiple draw feature of EQ Revolver / CBB Lines of Credit / Conversion Loans. 

Working Capital Lines of Credit 
For shorter-term working capital needs, many McDonald’s restaurant Owner/Operators rely upon our lines of credit.  Our lines feature a competitive floating interest rate. 

*Rates valid as of 12/30/2008 and are subject to change at any time.
 Subject to normal credit criteria.